GeniVerse is a next-generation platform combining state-of-the-art generative AI, XR, and edge-based frugal AI to create inclusive, secure, and human-centric Virtual Worlds. It redefines how people interact, learn, and connect across borders in Web 4.0, enhancing user experiences and adoption in education, industry, and society, particularly among underserved and vulnerable communities. It embeds inclusivity, ethics, and personalisation into the core system design to ensure that Virtual Worlds become accessible and meaningful for all. It delivers hyper-personalised experiences through smart assistants and virtual agents offering real-time guidance, translation, and sentiment-aware support, ensuring accessibility for diverse abilities and cultures, with a strong emphasis on empowering silver-age citizens and other vulnerable groups, fostering collaboration and lifelong learning.